Is your tank RR (built in overflows)? If not an overflow could be a real pain to start again, so you might not want to always stop return pump. If your tank is RR, I would say to turn pump off, but keep powerheads and heater on, but make sure you dont put too much water in the display tank and overflow sump. If you have a over flow its more problematic with syphon, but I would still suggest turning off return pump for large water changes, unless you have a huge sump.