Location
Howell, NJ
Rating - 100%
64   0   0
hello everyone this thread is about fixing some stuff myself or if i should go through insurance and get a general contractor to fix this stuff.

1st problem is the bay window ceiling that i ripped down it was soaked and about to fall on its own :eek: i had to poke 2 holes in the ceiling and drained it out during the storm. I filled up a 1/2 of a 5 gallon bucket.

2nd problem is the garage. The ceiling next to the garage door was leaking like crazy i think the problem is where the decorative wood is and the soffit.

Outside canopy and bay window

IMG_2923.jpg


Right side of bay window (where water might be getting in from)

36F7FFF4-57B7-4DDD-BC2F-D0D2FDAF8F8C-41194-00002FA3AA6CE20B.jpg


IMG_2925.jpg


Left side of bay window (where water might be getting in from)

F3CB5780-2D56-4805-8132-1A4FF4DA0493-41194-00002FA3B80F7BC8.jpg


9D31C5B0-07DB-44E4-B4FD-214011C2FD33-41194-00002FA3BFCC2274.jpg


3ACEB3BB-CD64-41BF-9080-14C703FE526F-41194-00002FA3C6EE1E30.jpg


Inside bay window ceiling

you can see the beam all the way to the right was soaked and so was the metal support it was dripping with water after i took off the insulation. I did not take a pic of the other side but the beam all the way to the left was the same

25CBF878-A74F-4184-92C6-373915585707-41194-00002FA3831087D1.jpg


2A8069E9-408C-41AC-88D5-16C7E9F42E92-41194-00002FA38AED794B.jpg


F09FD4CF-D9A6-47B8-8404-100B4B22AFE0-41194-00002FA3999F02A2.jpg


Right now :eek:

7C8B35B6-1F07-46CB-B1D7-23AEB642FF77-41194-00002FA3FAAB3837.jpg


Garage problem

39125377-ED14-4F4E-9FA7-625AAC71B8CD-41194-00002FA3D3949821.jpg


Left side

0C4B5139-E339-4A9D-BD0F-153A4958D8D1-41194-00002FA3DF7718D4.jpg


9AC0DE1A-BE34-45CA-961E-2FEC786EE646-41194-00002FA3E5B3FE24.jpg


Where i think the water is getting in from

BE449037-FFD3-49D3-9BE6-4717F868245F-41194-00002FA3EF73D17B.jpg


Right side

IMG_2932.jpg


Inside garage (leak was concentrated in the center of the ceiling towards the garage door)

91D5451C-1E45-4A7A-91AF-5A965AABBDDE-41194-00002FA3F54E167F.jpg


Any help would be greatly appreciated cause i would rather fix it myself and not go through insurance but i have to replace alot of sheetrock in the garage and the entire bay window has to be resheetrocked :eek:...
 
Last edited:

Brando457

NJRC Member
Location
North, NJ
Rating - 100%
44   0   0
Id get estimates on repairs and compare that against your deductible. Also whenever you make a claim more often than not your rates will increase at premium renewal.

I'm an insurance claims adjuster in NJ, but have experience with home owners as well.

Also ensure they will file it under your standard deductible instead of hurricane deductible. Hurricane deductible is typically 5% of the homes value.

Hope this helps.

Sent from my SAMSUNG-SGH-I727 using Tapatalk 2
 

fishman1069

Advanced Reefer
Location
Sound Beach,LI
Rating - 100%
40   0   0
It just so happens this is exactly what I do for a living now! I think you should go thru insurance. They will send in someone like me to midigate, which basically means we remove anything wet, spray a mildewcide, and set fans and dehumidifiers to dry everything out. Then a contractor would rerock everything and fix the leaks. You can do all this on your own but its gonna cost a pretty penny. If you try to take shortcuts, you can end up with mold and have a serious problem down the road. Good luck man
 
Location
Howell, NJ
Rating - 100%
64   0   0
Thanks chief and brando i took down the ceiling to see what i was working with but after opening it up i was like :eek:. I might be very handy but i really dont wanna do all that sheetrock work.

Brando so your saying to ensure they put it through my standerd deductible and not hurrican deductible, just making sure i understood correctly. My insurance company is liberty mutual. They told me it would be 5-7 days before someone contacts me which is understandable due to others having it much worse then i do...
 

jcurry

Member
Location
NW New Jersey
Rating - 0%
0   0   0
The roof on the bay window isn't flashed properly, most likely the water is coming in at the silicone joint. The flashing should be cut into the brick with a reglet or flashed between the brick courses with step flashing.

36F7FFF4-57B7-4DDD-BC2F-D0D2FDAF8F8C-41194-00002FA3AA6CE20B.jpg


Also the gap between the wood trim and the brick hould be filled with backer rod and caulk. Preferably a paintable silicone for large gaps. But some of those gaps are to large to caulk (gaps over 3/8").


F3CB5780-2D56-4805-8132-1A4FF4DA0493-41194-00002FA3B80F7BC8.jpg




You have the same issue over the garage
9AC0DE1A-BE34-45CA-961E-2FEC786EE646-41194-00002FA3E5B3FE24.jpg


It's possible wind driven rain could be blown into the soffit vent but I would bet it' the improperly flashed roof /brick intersection.

BE449037-FFD3-49D3-9BE6-4717F868245F-41194-00002FA3EF73D17B.jpg


If you remember the name of your home inspector I would give him a call. In NJ they can be sued for missing obvious contruction defects.
 
Last edited:
Location
Howell, NJ
Rating - 100%
64   0   0
Jcurry thankyou very much now i know what to tell the general contractor when i get one. And the inspector still send me emails so that can be done as well. I appreciate it very much. Chief unfortunately my favorite general contractor which is holmes is in canada....
 

tosiek

Senior Member
Rating - 100%
48   0   0
I have someone that does work in jersey but is a bit overwhelmed atm. Sorry Tony

No problem. I hate contractors that do bad work. it makes it more difficult for good architects and builders to do their job.

+1. The stupid problems out there from bad contractors is both a time sink and a $$ sink fixing the issues that previous contractors do for the client, contractor and architects/designers. I'd say that penny saved comes back quick but the bad ones usually charge as much as the good ones.
 
Location
Howell, NJ
Rating - 100%
64   0   0
yea i no tony. ive spoke to many diff. contractors and they are all swamped with work... i dont have it as bad as many other people out here. i just want this fixed and closed up before we get more rain. im going through insurance anyways, hopefully i can get a great contractor and he can fix it the right way ;)
 

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