Henry,,
The higher cost of using RO/DI water and commercial salt mix, FAR outweighs the risks involved in using tap water !!!! You might save money at the "water end", but would spend/lose far more at the fish end.
Being in Central Pennsylvania, I have NO access to ocean water and not sure if I would feel safe using it, even if I did. RO/DI water is very clean and safe.
(so long as one watches the filters and monitors properly )