Colors are a bit muted, but it makes the fish/coral pics stand out a bit.
I also agree on not using Frontpage, as it tends to put extraneous code in that can be hard to edit when it comes time to update the page, but you made it look pretty good.
Overall, a very good effort, but with plenty of room to learn. If you want to make working with webpages a bit easier and less heavily coded, you can expand your HTML skills and perhaps look at other web development software such as products from coffeecup.