Well, I've done quite well using only hydrometers, including swing arm types now for over 12 years.
First, clean your hydrometer overnight by soaking in white vinegar and then rinse well.
Second, take the hydrometer to your LFS or someone with a refractometer (or a certified calibrated hydrometer) and check the reading against it. Take readings at least three times to be sure there is no erronious reading due to a bubble stuck on the arm.
Next, mark the variance on the hydrometer so you know that when the hydrometer reads "X" the actual reading is "Y"
Be sure to take at least two readings each time you check, and if they differ, take more to be sure of getting the correct reading.
Rinse in fresh water after every use and clean weekly with white vinegar.
Have you ever wondered how so many people succeeded in this hobby for so long, using only hydrometers?
Check out older articles in books and online articles and see if you can find mention of refractometers. There certainly wasn't any when I started.