I have some questions, so I'll ask them after I explain my situation:
Last year in October, I had parked my vehicle on the street to wait for my parents to get off work. While I was waiting, I was hit from behind by a TLC vehicle. Pretty hard considering my vehicle was a old Toyota Landcruiser and it shifted forward. I called the police immediately and filed a report with them. Then I received my accident report number and picked up the report after the weekend. I called my insurance company, reported the accident, and through them found out who the other person's insurance carrier is. I called them to report the accident as well. They sent me a accident report sheet and asked to explain everything, which I did, then I also copied and sent them a copy of the police report. They never sent anything back and rarely picked up the phone after that. It took 3 weeks just to get them to send a adjuster out to look at my vehicle. While I was speaking to the adjuster, I asked if I needed to get a estimate from a car repair shop, and he said that I don't need to. About 10 days pass by with no word and no mail of the adjuster's estimate. Another week of calling and getting nowhere and finally, I got through to the case worker again and they sent my a claim of $1900 to fix my vehicle. I thought they were lowballing me so I went and got a estimate and it was almost $3300! I had to call them again and they said they have to send the adjuster to the repair shop where I got my vehicle's estimate and told me to leave the vehicle there. Well, it took almost 1 month after that just to get the danged adjuster to appear! Finally, they approved my estimate and told me to get the vehicle repaired. They sent me a release letter that stated that it has to be signed and notarized before they release funds to me. I had done that and sent them back the letter. Then, 2 weeks go by without a single trace of a check. Car was already repaired and I had to pay out of pocket or they won't release the vehicle. I called for another 2 weeks before they finally told me the check was on the way. Finally, I received a note from the post office for a 44 cent COD for a letter. I was wondering what it was so I went and paid for it. Lo' and behold, it was the check! I was elated that I was finally paid. But was disappointed that they were too cheap to even pay a 44 cent stamp for sending the mail. I went to deposit the check, and just today, I received the check from the bank and it stated that they stopped payment on the check!! I'm mad as hell at this point, and I'm not even sure what I can do at this point.
1. I was wondering if there are any ways of reporting this to the authorities. Is it considered a crime of any sort for what they're doing?
2. Would it be a better idea to call them again and try to get them to send another check? I'm just tired of this runaround. I think I must've called them close to 100-120 times from the day I received the police report til last week.
3. If I do try to take this to small claims court, do I file in their county, which is in LI or do I file in my county?
4. Comments and advice on any other ways are very welcome at this point. I'm so tired and distraught from having to deal with those a$$ho1es.
Last year in October, I had parked my vehicle on the street to wait for my parents to get off work. While I was waiting, I was hit from behind by a TLC vehicle. Pretty hard considering my vehicle was a old Toyota Landcruiser and it shifted forward. I called the police immediately and filed a report with them. Then I received my accident report number and picked up the report after the weekend. I called my insurance company, reported the accident, and through them found out who the other person's insurance carrier is. I called them to report the accident as well. They sent me a accident report sheet and asked to explain everything, which I did, then I also copied and sent them a copy of the police report. They never sent anything back and rarely picked up the phone after that. It took 3 weeks just to get them to send a adjuster out to look at my vehicle. While I was speaking to the adjuster, I asked if I needed to get a estimate from a car repair shop, and he said that I don't need to. About 10 days pass by with no word and no mail of the adjuster's estimate. Another week of calling and getting nowhere and finally, I got through to the case worker again and they sent my a claim of $1900 to fix my vehicle. I thought they were lowballing me so I went and got a estimate and it was almost $3300! I had to call them again and they said they have to send the adjuster to the repair shop where I got my vehicle's estimate and told me to leave the vehicle there. Well, it took almost 1 month after that just to get the danged adjuster to appear! Finally, they approved my estimate and told me to get the vehicle repaired. They sent me a release letter that stated that it has to be signed and notarized before they release funds to me. I had done that and sent them back the letter. Then, 2 weeks go by without a single trace of a check. Car was already repaired and I had to pay out of pocket or they won't release the vehicle. I called for another 2 weeks before they finally told me the check was on the way. Finally, I received a note from the post office for a 44 cent COD for a letter. I was wondering what it was so I went and paid for it. Lo' and behold, it was the check! I was elated that I was finally paid. But was disappointed that they were too cheap to even pay a 44 cent stamp for sending the mail. I went to deposit the check, and just today, I received the check from the bank and it stated that they stopped payment on the check!! I'm mad as hell at this point, and I'm not even sure what I can do at this point.
1. I was wondering if there are any ways of reporting this to the authorities. Is it considered a crime of any sort for what they're doing?
2. Would it be a better idea to call them again and try to get them to send another check? I'm just tired of this runaround. I think I must've called them close to 100-120 times from the day I received the police report til last week.
3. If I do try to take this to small claims court, do I file in their county, which is in LI or do I file in my county?
4. Comments and advice on any other ways are very welcome at this point. I'm so tired and distraught from having to deal with those a$$ho1es.
